New York State Financial Aid
Types of Grants
There are three primary grants for New York State students attending a New York State college.
TAP - The New York State Tuition Assistance Program (TAP) helps eligible New York residents pay tuition at approved schools in New York State. Depending on the academic year in which you begin studying, an annual TAP award can be up to $5,665. Because TAP is a grant, it does not have to be paid back. Details appear later on this page.
Part-Time TAP helps eligible New York residents, who are taking from 6 –11 credits, pay tuition at approved schools in New York State. The Part-time TAP award, for 2024-2025, can be the prorated portion of the $5,665 regular TAP maximum (see proration table below). Because Part-Time TAP is a grant, it does not have to be paid back.
APTS - The Aid for Part-time Study (3-11 credits for the semester) program provides grant assistance for eligible part-time students enrolled in approved undergraduate studies. Unlike TAP, the awards vary and they must be applied for each semester. To be considered you must have completed the FAFSA and the TAP application at the end. If you did not complete the TAP application, you may do the Express TAP Application on the HESC website. Berkeley College requires a minimum cumulative GPA of 2.0. The application must be returned to Berkeley College via BerkBox. Application must have state taxes attached to be processed.
IMPORTANT: Please read Berkeley College’s Part-Time TAP/APTS policy below.
Click for more information on APTS. Click for the APTS application. If you need the APTS application in a different format or need assistance with the application, please contact the Financial Aid Department at 973-200-1148 or StudentFinance@BerkeleyCollege.edu.
TAP Requirements
Students may only receive these New York State Financial Aid TAP funds provided they meet New York State’s requirements.
A student is considered in “good standing,” meeting program pursuit standards, and making satisfactory academic progress to receive New York State Tuition Assistance Program (TAP) grants if the minimum requirements established below are maintained.
TAP Eligibility
Secondary Education Requirements
To be eligible for New York State student financial assistance, a student first receiving aid in standard academic year 1996-97 to 2006-2007 must have a certificate of graduation from a school providing secondary education, or the recognized equivalent of such certificate, or receive a passing score on an approved ability-to-benefit test. For students first receiving aid in standard academic year 2006-07 and thereafter, the certificate of graduation must be from a recognized school providing secondary education within the United States; or the recognized equivalent of such certificate; or the student must have received a passing score on a federally approved ability-to-benefit test that has been identified by the Board of Regents and has been independently administered and evaluated as defined by the Commissioner.
According to the New York State Higher Education Services Corporation (HESC), a student can earn a high school equivalency diploma in New York State in one of three ways: (1) by taking and earning passing scores on a TASC test or (2) by completing 24 semester hour credits in specified subjects as a recognized candidate for a degree in an approved (accredited) institution or (3) through the National External Diploma Program. For more information on High School Equivalency Diplomas visit nysed.gov.
Students with foreign high school diplomas will not be eligible for TAP and other NYS awards, unless and until additional steps are taken (see above). The College also reserves the right to make determinations regarding the validity of apparent diploma mill documents, pursuant to guidance from the U.S. Department of Education.
Enrollment Requirements
Students must be enrolled full-time, attempting at least 12 credits applicable to their degrees, to receive a TAP award. “Full-time” is defined as 12 credit hours per term. A student may register for up to 18 credits under regular full-time charges and up to 21 credit hours overall in a term (with special approval by the Academic Advisement Department and at additional charges); however, enrollment in more than 12 credit hours does not entitle the student to a TAP award greater than the maximum per-term award available to students carrying 12 credit hours.
An exception to the 12 credit hour rule is that students can receive full-time TAP including the use of remedial (developmental) courses. In the first standard academic year of study, up to 6 equivalent units of non-credit remedial (developmental) courses may be counted toward the 12 credit hours required for TAP eligibility. In the second standard academic year of study, up to 3 equivalent units of non-credit remedial (developmental) courses may be counted toward the 12 credit hours required for TAP eligibility. In the third standard academic year of study, non-credit remedial (developmental) courses may not be counted toward the 12 credit hours required for TAP eligibility.
Last Semester and Semester Prior to Last Semester
Another exception to the 12 credit hour rule, for full-time TAP, is when a student needs less than 12 credits in their last two semesters leading up to graduation. In this case a student may take additional credits (see chart below), resulting in “full-time” and TAP eligibility, which are not applicable to the student’s program of study, or they can take the number of credits needed and receive the prorated amount of part-time TAP.
Table of Credit Requirements for TAP Eligibility
| PROGRESSION OF SEMESTERS |
All Semesters prior to the last two semesters |
Semester Prior to Last Semester Minimum credits in Program of Study |
Last Semester Minimum credits in Program of Study |
| Number of Credits in Program of Study Required* |
12 |
6 |
1 |
*Full-time course load in the program of study always applies for full-time TAP and all other TAP regulations, such as remedial course work remain in effect.
- Semester Prior to Last Semester - Students must complete, with a letter grade, the coursework undertaken in the semester prior to their last semester of eligibility and be on track to graduate in the Last Semester. An Incomplete “I” or Withdrawal “W” are not considered letter grades.
- Last Semester - If the student fails to complete the necessary course(s) or withdraws while using this provision to meet his or her program of study requirements, that student will not be eligible for TAP the following term of enrollment.
In considering TAP eligibility, New York State defines a “year of study” (two semester payments) as 12 “usage points,” with each semester worth 6 usage points. For purposes of TAP eligibility, students who have used no more than 11 points are considered to be in their “first TAP year”; students who have used 12 to 23 points are considered to be in their “second TAP year”; students who have used 24 to 35 points are considered to be in their “third TAP year”; students who have used 36 or more points are considered to be in their “fourth TAP year” and will not be eligible unless they are pursuing a Bachelor's degree. Please note that points used are not college-specific, so TAP usage points will follow the student from one institution to another. For example, a transfer student starting at Berkeley already having used 24 points would be treated as a third-year TAP recipient. See Beneficial Placement Section, below, for more information.
Pursuit of Program
Program pursuit must be determined independently from satisfactory academic progress. A measure of effort, it is based upon coursework completed, whether passed or failed, rather than achievement (credits earned).
The program pursuit requirement is the same for all students, including those enrolled in remedial (developmental) college skills courses. Students are required to complete a certain percentage of the minimum full-time load. The minimum full-time load at Berkeley is 12 semester credits applicable to the degree the student is pursuing. Therefore, the student at the 100 percent pursuit level (24 TAP points or more) must complete 12 semester hours of credit-bearing courses. (See detailed charts below.)
TAP recipients must complete/receive a grade (including a failure) for the following number (see chart below) of required credit hours in order to maintain “program pursuit”:
PURSUIT OF PROGRAM TAP TABLE EFFECTIVE SUMMER 2016
Term/Payment Must Receive a Grade For:
| Semester | Points used to date | Minimum number of credits that must be completed and graded | Maximum number of credits completed that are allowed to be remedial |
|---|---|---|---|
| 1 | 0 | 6 (50% of full-time) | 6 |
| 2 | 6 | 6 (50% of full-time) | 6 |
| 3 | 12 | 9 (75% of full-time) | 3 |
| 4 | 18 | 9 (75% of full-time) | 3 |
| 5 | 24 | 12 (100% of full-time) | 0 |
| 6 | 30 | 12 (100% of full-time) | 0 |
| 7 | 36 | 12 (100% of full-time) | 0 |
| 8 | 42 | 12 (100% of full-time) | 0 |
WHEN TO USE
TAP SAP GUIDELINES
-
Student received first TAP payment prior to Fall 2010.
-
Student enrolled in at least 6 semester hours of non-credit remedial coursework in the first semester of their first TAP payment in Fall 2010 or later.
Associate's Degrees
| Before being certified for this payment | 1st | 2nd | 3rd | 4th | 5th | 6th |
|---|---|---|---|---|---|---|
| A student must have accrued at least these many credits | 0 | 3 | 9 | 18 | 30 | 45 |
| With at least this grade point average | 0 | 0.75 | 1.25 | 1.5 | 2 | 2 |
| Minimum number of credit hours that must be completed the prior semester | 0 | 6 | 6 | 9 | 9 | 12 |
Baccalaureate Program
| Before being certified for this payment | 1st | 2nd | 3rd | 4th | 5th | 6th | 7th | 8th | 9th | 10th |
|---|---|---|---|---|---|---|---|---|---|---|
| A student must have accrued at least these many credits | 0 | 3 | 9 | 21 | 33 | 45 | 60 | 75 | 90 | 105 |
| With at least this grade point average | 0 | 1.1 | 1.25 | 1.5 | 2 | 2 | 2 | 2 | 2 | 2 |
| Minimum number of credit hours that must be completed the prior semester | 0 | 6 | 6 | 9 | 9 | 12 | 12 | 12 | 12 | 12 |
WHEN TO USE
-
Student received first TAP payment Fall 2010 or later.
-
Student enrolled in less than 6 semester hours of non-credit remedial coursework.
Associate's Degrees
| Before being certified for this payment | 1st | 2nd | 3rd | 4th | 5th | 6th |
|---|---|---|---|---|---|---|
| A student must have accrued at least these many credits | 0 | 6 | 15 | 27 | 39 | 51 |
| With at least this grade point average | 0 | 1.3 | 1.5 | 1.8 | 2 | 2 |
| Minimum number of credit hours that must be completed the prior semester | 0 | 6 | 9 | 12 | 12 | 12 |
Baccalaureate Program
| Before being certified for this payment | 1st | 2nd | 3rd | 4th | 5th | 6th | 7th | 8th | 9th | 10th |
|---|---|---|---|---|---|---|---|---|---|---|
| A student must have accrued at least these many credits | 0 | 6 | 15 | 27 | 39 | 51 | 66 | 81 | 96 | 111 |
| With at least this grade point average | 0 | 1.1 | 1.25 | 1.5 | 2 | 2 | 2 | 2 | 2 | 2 |
| Minimum number of credit hours that must be completed the prior semester | 0 | 6 | 9 | 12 | 12 | 12 | 12 | 12 | 12 | 12 |
Satisfactory Academic Progress
The minimum standards of satisfactory progress for students attending Berkeley College, for federal financial aid purposes, contain both qualitative and quantitative measures. New York State regulations specify different measures of “program pursuit” and “satisfactory academic progress.”
College skills courses (credits earned and GPA) are not included in the computation of TAP Standards of Progress. However, “remedial students” (students in developmental courses) are subject to a different set of standards than non-remedial students. (See charts, above, for details on TAP satisfactory academic progress requirements.)
TAP Academic Standing
If a student is unable to meet the “program pursuit” or “satisfactory progress” standards during any semester in which a TAP grant was received, the student is not eligible for a TAP award in the subsequent term. Similarly, when a student who has received a TAP award officially or unofficially withdraws from all scheduled classes during a term, the student automatically loses TAP eligibility for the subsequent term. If a student successfully completes a term and is otherwise making satisfactory progress for both state and federal financial aid, but fails to enroll for the subsequent term, TAP eligibility upon re-enrollment at some later date is unaffected.
Note: If a student is subject to dismissal under either the federal or state progress policy, and the College grants an appeal under the federal Satisfactory Academic Progress (SAP) policy, the student remains ineligible for a TAP award during the subsequent term unless the College also grants a TAP appeal or waiver (see below).
Reinstatement of Good Academic Standing
A student who loses good academic standing for TAP may restore TAP eligibility in one of the following ways: (1) remedying academic deficiencies and meeting good academic standing requirements by completing one term of study without TAP program funds; (2) successful appeal to the Financial Aid Department, once readmitted to the College after an absence of at least one calendar year; (3) transferring to another institution; or (4) applying for and receiving a one-time waiver based on extenuating circumstances. TAP appeals and waivers must be approved by the Financial Aid Department.
One-Time Waiver of Good Academic Standing Requirement
A one-time waiver of the good academic standing requirement for TAP may be granted during a student’s period of enrollment. This waiver is permitted under New York State regulations for extraordinary or unusual cases where the student was unable to successfully complete the required academic coursework due to mitigating circumstances. For example, a waiver may be warranted for: a) death of a spouse or parent; b) divorce or separation; c) extreme illness documented by a physician; or d) another unusual or extraordinary reason beyond the student’s control that is documented and approved by the Financial Aid Department. When applying for a waiver, students must demonstrate that the circumstances which impeded their academic performance have been resolved.
New York State Education Department (NYSED) has two sets of standards. Effective for the 2010-11 academic year and thereafter, New York State Education Law requires a non-remedial student whose first standard academic year is in 2010-11 or thereafter to meet new standards of SAP. Non-remedial students whose first TAP year is 2007-08 through 2009-10 must meet the previous SAP requirements, enacted in 2006 for students receiving their first State award in standard academic year 2006-07. Students meeting the definition of "remedial student" also are not subject to the new SAP standards, and will use the 2006 requirements.
A “remedial student” at Berkeley College and as accepted by NYSED is defined as a student: (a) whose scores on a recognized college placement exam or nationally recognized standardized exam indicated the need for remediation for at least two semesters, as certified by the College and approved by the NYSED; or (b) who was enrolled in at least six semester hours of non-credit remedial (developmental) courses, as approved by NYSED, in the first term the student received a TAP award.
TAP Accelerated Study
Any student attending Berkeley College for two consecutive semesters is considered, by New York State, to be an accelerated student when attempting the third consecutive semester.
To be eligible for an accelerated TAP payment (which is the third consecutive semester while receiving TAP), a student must have completed a full-time load with a passing grade. That would be 24 credits over the two semesters. No more than three developmental credits per term may be counted toward the 24-credit requirement.
Students are entitled to a total of four standard academic years of TAP. A “year” of payments is measured in points, and a TAP year (two semesters) of payments equals 12 points for a lifetime total of 48 points. At Berkeley, each semester’s usage counts as six points.
TAP Beneficial Placement
Berkeley College applies New York State’s approved Beneficial Placement policy in measuring a student’s satisfactory academic progress to determine TAP eligibility. The policy allows a TAP recipient who has either transferred to Berkeley or changed from one Berkeley program to another to be repositioned on the SAP chart (above) based on either the number of credits the student has earned or the number of aid payments the student has already received, whichever measure is more beneficial to the student. For example, when a student has received terms of TAP payments, but has earned only 6 credits that are transferable to the student’s program of study at Berkeley, it would benefit the student to be evaluated for SAP based on credits transferred rather than points used. It is important to note that, even with Beneficial Placement, a student who has used 24 or more points must maintain a minimum 2.00 GPA.
Beneficial Placement also affects the number of remedial credits a transfer student can apply toward the 12-credit (full-time) prerequisite for TAP eligibility. Using the same example above (using a semester example), without Beneficial Placement the student (having used 18 points of TAP) would need to take at least 9 academic credits to reach the 12-credit threshold. With Beneficial Placement, the student is only required to take 6 academic credits toward a 12-credit full-time load and the rest can be remedial.
The same Beneficial Placement policy would apply to a student who has changed programs while attending Berkeley, as long as the student is in good academic standing at the time of the program change. Please note, however, that a student who has failed to maintain good academic standing cannot regain eligibility by changing programs.
Seven-Week Session Students
Students who begin Session II without first completing Session I (new or returning students) are not eligible for New York State Grants. Assuming all eligibility criteria are otherwise met, the student will become eligible in Session I of the following semester. Disbursement, however, cannot be made until attendance begins at least 12 credits of course work, which can be a combination of courses in Session I, Session II and/or a 15-week semester.
New York State Part-Time Students
Effective for Fall 2024 students can now receive TAP as part-time students. As mentioned above, the maximum TAP for 2 semesters is $5,665. The NYS part-time proration table is as follows:
Partial TAP payment will be made for students taking 6-11 credits as shown below
|
Points Accrual for Part-time Payments – Semester Schools |
||
|
Credits |
Percent of Full Award |
Points Accrued |
|
6 |
50.00% |
3 |
|
7 |
58.34% |
3.5 |
|
8 |
66.67% |
4 |
|
9 |
75.00% |
4.5 |
|
10 |
83.34% |
5 |
|
11 |
91.67% |
5.5 |
Students who applied for TAP during the 2006-2007 award year, or earlier, are not eligible for Part-time TAP.
There are no academic progress requirements for the first Part-time TAP payment. After that, a student must maintain at least a 2.0 GPA in order to retain eligibility.
PURSUIT OF PROGRAM REQUIREMENTS FOR Part-Time TAP
To continue receiving Part-time TAP a student must complete and receive a grade in a percentage of the minimum part-time course load (6 credits) in each term an award is received. Grades such as “W”, “WF”, “WP” and any other grade that indicates a student did not complete the term are not acceptable for pursuit purposes.
|
Year |
Minimum percentage of credits attempted |
|
1 |
50% in each term |
|
2 |
75% in each term |
|
3 and after |
100% in each term |
According to NYS, students may receive both part-time TAP and APTS for the same semester. However, doing this will exhaust a student’s maximum 48 points quickly, possibly leaving them without any NYS assistance in the later semesters. As such, Berkeley College has developed the following policy:
- The college will award Part-time TAP to every eligible student.
- Students must be attempting 6-11 credits for the semester.
- Taxable income cannot exceed $125,000 for dependent students; $60,000 for married students with no dependents; $30,000 for independent single students with no dependents (all other NYS requirements, listed in this catalog, also apply).
- Students who applied for TAP for the 2006-2007 Award Year, or earlier, are not eligible for Part-time TAP. These students will be encouraged to apply for APTS, if they meet the eligibility requirements.
- Students that are enrolled in 3-11 credits can apply for APTS. A separate application, that will be emailed to potentially eligible students, will be required. Upon the college awarding APTS to eligible students, after we have received the completed and approved APTS application, priority will be given to students who are taking 3-5 credits OR are not eligible for Part-time TAP, as described above. Once students in these situations are awarded, any remaining APTS allocation will be awarded to students who are also eligible for PT TAP, but not in danger of using all of their TAP points prior to graduation.
- For APTS, the Net Taxable Income cannot exceed $34,250 for independent students or $50,550 a year for dependent students or independent students with children.
- Students who are awarded APTS for the same semester they are receiving PT TAP will be asked to sign an understanding that they are using more than usual TAP points, which may lead to TAP points exhaustion toward the end of their college career.
Enhanced Tuition Awards Program (ETA)
The Enhanced Tuition Awards (ETA) program provides tuition awards to students who are New York State residents attending a participating college located in New York State.
The ETA is $6,000 minus the award you receive through the New York State Tuition Assistance Program (“TAP”), if eligible. Of the resulting amount, HESC pays 50 percent and the other 50 percent is matched by Berkeley College.
The College may initially award all (or a portion of) the required institutional match amount through another Berkeley College grant or scholarship. Such other grant or scholarship will be reallocated to and reclassified on the student’s account as the Berkeley College ETA Match (up to the required institutional match amount). No additional institutional aid will be awarded. If the other grant or scholarship is less than the required institutional match amount, the Berkeley College ETA Match award will be increased up to the full required institutional match amount. Students who do not otherwise qualify for any other Berkeley College grant or scholarship will receive the full required institutional match amount in the form of a Berkeley College ETA Match award.
Other than remaining in good academic standing, there is no specific GPA requirement. However, you must meet the eligibility requirements, which include, but are not limited to:
- Maintain continuous enrollment;
- Earn a minimum of 30 credits (excludes remedial courses);
- Remain on track to graduate within two (2) TAP years for an Associate’s degree or four (4) TAP years for a Bachelor’s degree; and
- Satisfy all other NYS HESC requirements.
In addition to all other requirements listed on the HESC website, students must live in New York State for the number of calendar years equal to the awards received. For example, if you received two awards while pursuing your associate’s degree, you would be required to live in New York State for two calendar years after college. Additionally, if you are employed during those years, you must work in New York State. If you move or relocate outside of New York State during the required period of residency, your award will convert from a grant to a loan.
Click for full eligibility requirements and information.
Senator José Peralta New York State DREAM Act
The DREAM Act provides access for undocumented students to the Tuition Assistance Program (TAP), as well as other state‐administered scholarships.
Determining Your Eligibility
If you fit one of the descriptions below, you may be eligible for one or more NYS student financial aid awards under the DREAM Act:
Your permanent home is in NYS and you are or have ONE of the following:
U-Visa
T-Visa
Temporary protected status, pursuant to the Federal Immigration Act of 1990
Without lawful immigration status (including those with DACA status)
AND you meet ONE of the following criteria:
You attended a NYS high school for 2 or more academic years, graduated from a NYS high school, and are applying for an award for undergraduate study at a NYS college within five calendar years of receiving your NYS high school diploma OR
You attended a NYS high school for 2 or more academic years, graduated from a NYS high school, and are applying for an award for graduate study at a NYS college within ten calendar years of receiving your NYS high school diploma OR
You received a NYS high school equivalency diploma, and are applying for an award for undergraduate study at a NYS college within five calendar years of receiving your NYS high school equivalency diploma OR
You received a NYS high school equivalency diploma, and are applying for an award for graduate study at a NYS college within ten calendar years of receiving your NYS high school equivalency diploma OR
You are or will be charged the NYS resident in-state tuition rate at a SUNY or CUNY college for a reason other than residency.
Your permanent home is outside of NYS and you are or have ONE of the following:
U.S. citizen
Permanent lawful resident
Of a class of refugees paroled by the attorney general under his or her parole authority pertaining to the admission of aliens to the U.S.
U-Visa
T-Visa
Temporary protected status, pursuant to the Federal Immigration Act of 1990
Without lawful immigration status (including those with DACA status)
AND you meet ONE of the following criteria:
You attended a NYS high school for 2 or more academic years, graduated from a NYS high school, and are applying for an award for undergraduate study at a NYS college within five calendar years of receiving your NYS high school diploma
OR
You attended a NYS high school for 2 or more academic years, graduated from a NYS high school, and are applying for an award for graduate study at a NYS college within ten calendar years of receiving your NYS high school diploma
OR
You received a NYS high school equivalency diploma, and are applying for an award for undergraduate study at a NYS college within five calendar years of receiving your NYS high school equivalency diploma
OR
You received a NYS high school equivalency diploma, and are applying for an award for graduate study at a NYS college within ten calendar years of receiving your NYS high school equivalency diploma
Completing the Application
Students meeting the NYS Dream Act eligibility criteria can apply for one or more HESC-administered grant and scholarship programs here and be directed to the NYS DREAM Act application powered by International Scholarship & Tuition Services (ISTS).
The application is simple and straight forward, and all information provided will be used ONLY for determining eligibility for and administering awards.
Applicants without lawful immigration status will not be asked for their home address and will NOT have to upload financial records.
For more information about New York State’s Dreamer’s Act please use this link https://www.hesc.ny.gov/dream/ and/or speak to a Berkeley College Financial Aid Administrator.
Veteran Tuition Awards
Veterans Tuition Awards (VTA) are awards for full-time study and part-time study for eligible veterans matriculated in an approved program at an undergraduate or graduate degree-granting institution or in an approved vocational training program in New York State (NYS).
Eligibility Requirements
An applicant must:
- Be a legal resident of NYS and have resided in NYS for 12 continuous months prior to the beginning of the term;
- Be a U.S. citizen or eligible non-citizen;
- Have graduated from high school in the United States, earned a high school equivalency diploma by passing a Test Assessing Secondary Completion (TASC) formally known as a GED, or passed a federally approved "Ability to Benefit" test as defined by the Commissioner of the State Education Department;
- Be matriculated full or part- time at an undergraduate or graduate degree-granting institution in New York State or in an approved vocational training program in New York State;
- meet good academic standing requirements;
- Be charged at least $200 tuition per year;
- Have applied for the Tuition Assistance Program (TAP) for all undergraduate or graduate study;
- Be in a non-default status on a student loan made under any NYS or federal education loan program or repayment of any state award;
- Be in compliance with the terms of any service condition imposed by a state award;
- be discharged under honorable conditions from the U.S. Armed Forces and:
- A Vietnam Veteran who served in Indochina between February 28, 1961 and May 7, 1975; or
- A Persian Gulf Veteran who served in the Persian Gulf on or after August 2, 1990; or
- An Afghanistan Veteran who served in Afghanistan during hostilities on or after September 11, 2001, or
- A Veteran of the United States Armed Forces who served in hostilities that occurred after February 28, 1961, as evidenced by receipt of an Armed Forces Expeditionary Medal, Navy Expeditionary Medal or a Marine Corps Expeditionary Medal.