Student Loan Repayment

President Biden's One-Time Student Loan Debt Relief Plan Update

On 6/30/2023 the Supreme Court announced their decision that President Biden’s Student Loan Debt Relief Plan is unconstitutional. The Department of Education has updated the following page on regarding this outcome of the Supreme Court’s decision:

Student Loan Repayment Pause Ending

Student loan interest will resume starting on September 1, 2023, and loan payments will be due starting in October 2023. You will start receiving notifications from your loan servicer. For more information on how to prepare for loan repayment, please visit: or contact your federal loan servicer to discuss your options, should you be unable to resume loan payments. If you are not sure who your loan servicer is or how to contact them, please click to watch this short video to learn how to access your Financial Aid Summary page on to find your loan servicer and their contact information.

SAVE Repayment Plan

Some good news is that the Department of Education is launching a new, helpful repayment plan that could assist you named Saving on a Valuable Education (SAVE) Plan. Please visit: for details on this new repayment plan. We highly recommend you contact your loan servicer if you are interested in the SAVE repayment plan.

You can sign up for the SAVE Plan by visiting: You will need your FSA ID Username and password to log in to and complete your application.  If you are unable to reach your federal loan servicer and need information or have questions about the SAVE or other repayment plans, you can schedule a loan repayment plan counseling session with ECMC Solutions* at no cost to you.  You can schedule an appointment by clicking MAKE AN APPOINTMENT.

Need help with student loan repayment?

Berkeley College has partnered with ECMC Solutions to help our students and alumni create a plan for repayment and address your questions/concerns regarding federal student loans.  This service is available to our students and alumni at NO COST.   You can contact ECMC Solutions by phone at 1-877-331-3262, or visit their website to make an appointment, connect through email, or web chat with a student loan counselor. The team at ECMC also offers a free webinar series to support borrowers as they navigate repayment.


If you receive any phone calls, emails, or letters offering you any type of loan forgiveness, please DO NOT provide any of your personal information.  The Department of Education, your federal loan servicer, and Berkeley College will never ask you for any personal information related to any debt relief.  You can apply for legitimate loan forgiveness programs at NO COST. You never have to pay for help with your federal student loans. Students are highly encouraged to not engage with any scam calls or messages. If you think that you have received a scam call, you can register for the National Do Not Call Registry. However, if messages persist, you can report the calls to the FTC and give context about the messages you’re receiving. And if you do have questions about your student loan payments and forgiveness, you should contact your federal loan servicer directly. Free assistance is available through your federal loan servicer or Berkeley College.

If you would like to be notified by the U.S. Department of Education on any of the information we provided or updates, please sign up to receive notifications by visiting, or clicking on: the Department of Education subscription page. They will be the best source for information as more details become available.